Core income – growth of 17% DKKm Net interest income etc Mortgage credit Payment services Remortgaging and loan fees Commission and brokerage Commission etc investment funds and pooled pension plans Asset management Custody account fees Other operating income Total 12M 2022 12M 2021 2,461 1,776 660 693 237 203 239 169 478 470 319 351 113 336 5,194 340 380 115 290 4,436 Index 139 95 117 141 102 94 92 98 116 117 Q4 2022 Q3 2022 836 618 143 159 62 66 59 60 126 111 Index 135 90 94 98 114 80 77 104 84 88 95 22 26 85 92 86 107 1,504 1,291 116 Key points 12M 2022 vs 12M 2021 • Net interest income etc up by 39% • Mortgage credit down by 5% • Remortgaging and loan fees up by 41% • Other items, in total up by 2% Key points Q4 2022 vs Q3 2022 • Net interest income etc up by 35% • Mortgage credit down by 10% • Remortgaging and loan fees down by 2% • Other items, in total up by 3% 3
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