Credit Risk 2021

Credit Risk 2021Contents Introduction4 Credit and client policy 5 Rating6 Industry breakdown 12 Focus on agriculture 15 Focus on retail clients 16 Concentration18 Collateral20 Impairment charges 22 Exposures affected by covid-19 24 Financial counterparties 26 Appendix 1 – Supplementary tables 27 Appendix 2 – Glossary 35 The Credit Risk report for 2021 is available in Danish at sydbank.dk and in English at sydbank.com. In case of doubt the Danish version applies. Credit Risk 2021 / SYDBANK 3Side 2Side 4