http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/RSS.ashxiPaper PagesThu, 02 Feb 2012 08:30:39 +0100http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=1http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=1Dialogue Investment Partner We come up with the ideas – you make the decisions2012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=2http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=222012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=3http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=3Get an Investment Partner who will monitor the market for you Being an active investor, you know that the financial markets offer many opportunities – yet also that the markets are becoming increasingly complex. It requires a high degree of competence, and many feel that they need more time than before to navigate in the investment market. At Jyske Bank, help is close at hand so it becomes easier to reach the right investment decision. Investment Partner is ideal for investors who see the benefits of having a sparring partner when it comes to investment. The advantages to you will depend on your situation. Maybe you are already an active investor but look for an opportunity to make your investment decisions on a more qualified basis – with more facts and less gut feeling. Moreover, having a sparring partner with great insight into the financial markets may offer some peace of mind. 32012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=4http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=4We come up with the ideas – you make the decisions The idea of Investment Partner is that you enter into an open and active dialogue with a personal investment adviser who will find investment opportunities for you. The entire process is based on your overall goals and wishes – and when all is said and done, you will decide whether the proposal of the adviser is to be put into practice. Irrespective of your approach to Investment Partner, you will experience cooperation offering competent advice, availability and credibility. Investment Partner offers advantages • You will have your own investment profile – with individualised recommendations • You will have a 100% dedicated adviser as your regular sparring partner • You will be contacted when new opportunities arise • You will have a global portfolio diversified across asset classes • You will receive detailed performance reports 42012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=5http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=552012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=6http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=6Who is your Investment Partner? Your Investment Partner is your eyes and ears in the financial markets – a highly specialised investment adviser who follows the markets closely and provides you with specific recommendations. Expect that initiatives will be taken if new opportunities arise. Expect to be contacted – without being asked – if you should be given important information. And expect a fast reaction in the event of sudden changes in the market. Your investment adviser is part of a large team. Therefore there is always somebody to take over should your adviser not be present. The ‘backup adviser’ will have the information necessary to take over on a qualified basis. You should also know that your adviser receives neither incentive bonuses nor commission. It is important that you fully trust the recommendations that you are given – and understand that our investments advice is all about what is best for you. 62012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=7http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=772012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=8http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=8We seize opportunities where things flourish Your investment adviser relies on an extensive network of specialist and analysts – and we carefully select the securities, asset classes and financial instruments that we expect will perform best over an extended period of time. As a result of this, we build a dynamic portfolio that includes elements with a long-term horizon and elements reflecting current opportunities in the market. At the same time, you can expect a wide range of investment proposals across a large number of asset classes, countries and sectors. 82012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=9http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=9Your portfolio may contain • • • • • • • • equities developed-market bonds high-yielding bonds corporate bonds commodities mutual funds exchange-traded funds individual securities 92012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=10http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=10Mutual funds of the highest quality Only the best will do. Therefore we are thorough when selecting asset managers, such as mutual funds. We examine their performance and the way in which they generate their results. This ensures you a choice of highly qualified mutual funds for your portfolio. We work with, among others, Skagen Fondene, Jyske Invest, BankInvest and Fidelity. This cooperation widens our investment universe and offers you more opportunities. An ongoing process The point of departure will always be your preferences. What are your requirements and wishes? What are your goals? What is your attitude to risk? The answers to such questions make up your investment profile – and your investment adviser works on the basis of this. Once your investment profile has been established, you will have an ongoing dialogue with your adviser who will offer you recommendations prepared by a team of investment specialists. Throughout the process, you can via Jyske Netbank keep informed about the performance of your portfolio, and you can choose to receive detailed market analyses by email or by watching en.jyskebank.tv. 102012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=11http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=11You Your preferences Performance reports Return Ongoing investment Research Your personal investment adviser Dine præferencer 112012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=12http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=12Risk of losses The opportunity of return and the risk of loss are inextricably related. Therefore it is of the utmost importance that you understand the general risk associated with investing. The value of your investment may rise and fall – and it may even fall to a level below the amount of money you invested originally. Also, you must bear in mind that past performance is no indicator or guarantee of future performance. The risk meter explains how the various risk profiles are ranked with respect to risk. Aggressive Growth Dynamic Balanced Stable Income 122012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=13http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=13Investment profiles Your investment profile determines the general framework of your portfolio. Below the current profiles in Investment Partner are listed: Income The income profile entails the risk of investing in a portfolio with 100% bonds (possibly various types of bonds). Dynamic The dynamic profile entails the risk of investing in a portfolio consisting of 40% bonds and 60% equities. Stable The stable profile entails the risk of investing in a portfolio consisting of 80% bonds and 20% equities. Growth The growth profile entails the risk of investing in a portfolio consisting of 20% bonds and 80% equities. Balanced The balanced profile entails the risk of investing in a portfolio consisting of 60% bonds and 40% equities. Aggressive The aggressive profile entails the risk of investing in a portfolio consisting of 100% equities. However, without falling outside their risk profiles, all portfolios may be put together differently and possibly include other assets. 132012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=14http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=14Is Investment Partner the right thing for me? • • • • • • I want to invest on a well-informed basis – without having to do all the legwork myself. I want a competent sparring partner who follows the market closely. I want an ongoing dialogue with my adviser about the investment decisions. I want to be contacted when new opportunities arise. I want to receive investment proposals matching my expectations of risk and return. I want a broad portfolio with wide diversification across countries, sectors and asset classes. If you agree to some of these statements, Investment Partner may be the right thing for you. How do I proceed? Would you like to learn more about Investment Partner and how it can improve your investments? Please do not hesitate to contact Jyske Bank Private Banking. – We are looking forward to hearing from you. 142012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=15http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=15Important information before investing Rules in your favour As an investment client, you must be given the advice and product information to which you are entitled in order to be able to select the investment that matches you best – this is common sense as well as a statutory requirement. The rules vary from country to country, and therefore investors are not subject to the same rules in all countries. Whether you can make use of the product described in this brochure depends on the rules in the country of which you are ordinarily a resident. For instance, we cannot offer the product to persons liable to US taxation whether they live in the US or Denmark. You must know the advantages and disadvantages The return on your investment will typically be linked closely to the level of risk you are willing to assume on your investment and the return you achieve. Therefore, every time we give you advice about a financial product, we must in an honest, balanced and no misleading way explain to you what you consider investing in. For instance, you must be fully aware that the price of and the return on an investment may rise as well as fall, and that may favourably as well as adversely affect the value of your investment. The same applies to exchange-rate fluctuations if, for instance, you invest in assets in a currency other than your base currency. That a given investment performed favourably last year, is no guarantee that that it will continue to do so. Past performance is no guide to the future. Information on prices, charges and fees as well as terms and conditions is set out in Jyske Bank’s General Business Conditions and price lists. Please contact your investment adviser if you have any questions relating to this service or investment strategies in general. 152012-02-02T08:30:39+01:00http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=16http://ipaper.ipapercms.dk/Unit/jbpb/DialogInvestmentPartnerUK/?Page=16This brochure was prepared and approved by Jyske Bank Private Banking, a business unit of Jyske Bank A/S, Vestergade 8-16, 8600 Silkeborg, Denmark, Business Reg. No. 17616617. Jyske Bank is subject to supervision by the Danish Financial Supervisory Authority. Jyske Bank (Schweiz) AG is supervised by the Swiss Financial Market Supervisory Authority FINMA. Jyske Bank (Gibraltar) Ltd. is licensed by the Financial Services Commission, under Licence No. FSC 001 00B. Where to find Jyske Bank Private Banking Jyske Bank A/S - branches Jyske Bank Marketing - P76bro1FR - 06.2011 COPENHAGEN CANNES HAMBURG Jyske Bank • Vesterbrogade 9 • DK-1780 Copenhagen V • Tel. +45 89 89 62 32 • Fax +45 89 89 61 94 • info@jbpb.dk Jyske Bank • 53, rue d’Antibes • F-06400 Cannes • Tel. +33 (0)4 93 39 39 00 • Fax +33 (0)4 93 39 39 02 • info@jyskebank.fr Jyske Bank • Ballindamm 13 •D-20095 Hamburg • Tel. +49 40 309 5100 • Fax +49 40 309 51060 • privatebanking@jyskebank.de Jyske Bank A/S - subsidiaries GIBRALTAR ZURICH WEERT Jyske Bank (Gibraltar) Ltd. • 76, Main Street • P.O. Box 143 • Gibraltar • Tel. +350 200 59205 • Fax +350 200 76782 • info@jyskebank.gi Jyske Bank (Schweiz) AG • Wasserwerkstrasse 12 • Postfach • CH-8021 Zurich • Tel. +41 44 368 7373 • Fax +41 44 368 7379 • info@jyskebank.ch Berben’s Effectenkantoor B.V. • Schatbeurderlaan 10 • NL-6002 ED Weert • Tel. +31 (0) 495 456 000 • Fax +31 (0) 495 456 005 • info@berbens.nl jyskebank.com2012-02-02T08:30:39+01:00